Be your own personal finance advisor. Our calculators are sophisticated, accurate, reliable, and user-friendly — designed so that everybody can plan their finances independently.
- Sophisticated, accurate, and reliable calculations
- No recurring annual charges, subscriptions, or renewals
- No registration or account required to use
- Works on any browser, any device
- Use for multiple instances (e.g., multiple loans)
- Your data never leaves your device — complete privacy
Personal Finance Calculator ⭐ Flagship Product
Achieve retirement confidence and financial clarity. Our flagship Personal Finance Calculator is the only tool you need for complete long-term financial planning — from retirement corpus to insurance needs to goal planning, all in one place.
- Comprehensive retirement corpus planning for couples
- Investment portfolio tracking with percentage distribution
- Life (term) insurance planning for both partners
- Accounts for annual income growth and lifestyle inflation
- Handles fixed expenses like EMIs and insurance premiums
- Plans for large one-time goals — education, marriage, property, travel
- Visual corpus analysis chart: created vs. required over time
- Save and load your plan as a local file — complete privacy
Loan Calculator 🏠 Loan & EMI
Save thousands in interest payments. Get a complete picture of your loan with detailed amortization schedules, prepayment scenarios, and support for any loan type with tenure up to 30 years.
- Applicable to all loan types — Home, Car, Personal, and more
- Supports loan tenure of up to 30 years
- Handles variable interest rates over the loan period
- Accounts for changes in EMI amount
- Supports construction-linked disbursements
- Handles partial pre-payments at any point
- Calculated amortisation schedule matches output of leading loan finance institutions
- Supports Annual, Quarterly, and Monthly reducing balance methods
Public Provident Fund (India) Calculator 📅 PPF (India)
Maximize your PPF returns. Track your exact account balance, calculate interest accurately, plan loan and withdrawal eligibility, and project your balance throughout the complete PPF tenure.
- Calculates PPF interest accumulated and balance based on actual deposits
- Provision for adjustment of interest amount when calculated and received interest differ
- Future PPF interest rates can be specified for projection planning
- Gives the overall Rate of Return for the entire period
Quick Calculators ⚡ 17 Quick Tools
17 specialized financial calculators for quick, focused calculations. Perfect for when you need a specific answer without setting up a comprehensive plan.
- CAGR Calculator – Measure investment returns
- SIP Calculators – Maturity value and required SIP
- Fixed Deposit & Recurring Deposit Maturity
- Loan EMI and Home Loan Refinance calculators
- Retirement Corpus and Withdrawal Rate calculators
- Gratuity, Annuity, and Goal Planning tools
- Inflation and Purchasing Power calculators
- All calculators use instant calculations — no buttons needed
Frequently Asked Questions
💰 Are the calculators free? ▼
Yes! All our calculators are completely free to use. No subscriptions, no payments, no hidden charges. Use them as much as you want, forever.
🔒 Is my data stored on your servers? ▼
No. All calculations happen in your browser. Your financial data never leaves your device. We have no access to your information — complete privacy guaranteed.
📱 Can I use them offline? ▼
Yes. Once the calculator page is loaded in your browser, it works offline. You can save the HTML file locally and use it without internet access.
💾 Can I save my calculations? ▼
Yes. Personal Finance, Loan, and PPF calculators allow you to save and load your data as local files. Your files stay on your device for complete privacy.
🆘 What if I need help? ▼
We provide email support for all our calculators. Contact us with any questions, and we'll help you get the most out of your calculator.
📊 Do the Quick Calculators save data? ▼
Quick Calculators are designed for instant calculations and don't have save/load functionality. They're perfect for one-time calculations without the need for data persistence.