Personal Finance Calculator - Retirement Planning & Corpus Calculator

Age Details of Younger Partner
Age Details of Elder Partner
Financial Analysis
Income & Returns
Expenses & Inflation
Current Assets for Self-Consumption
Description Amount (₹) %age
Fixed Monthly Expenses
Description Amount (₹) Years Left
Current Assets for Investments
Description Amount (₹) %age
Current Liabilities / Debt
Description Amount (₹) %age
Notes
• The calculator is forward-looking and expects current values to estimate future values (up to next 100 years). If you have already retired, you should enter Retirement Age as Present Age.
• The calculator does not consider any taxes and expects all values to be net of taxes. So enter all income, returns, etc after accounting for taxes.
• The calculator assumes that the entire Monthly Savings (Income - Expenses) are invested every month and added to the Investment Corpus. If this is not the case, then enter Monthly Income equal to Monthly Expenses + Monthly Investments.
• If the Savings are negative, it means that this amount is the current Monthly Withdrawal amount from the Investment Corpus.
• The calculator assumes that Monthly Income after retirement is Nil. Any value entered for Income after retirement is ignored. If you expect any post-retirement income, then enter the Retirement Age as the age till which you expect to receive this income.
Financial Goals
Description Estimate Value (₹) Estimate at Age of Younger Partner Required at Age of Younger Partner Time (years) Inflation (%) Future Value (₹)
Reference Data
Average life expectancy in India:71.5 years
Average male life expectancy in India:70.0 years
Average female life expectancy in India:73.5 years
Annual Cost Inflation Index since 1981-82:6.51%
Annual Cost Inflation Index since 2001-02:5.67%
Corpus and Monthly Expenses Over the Years