Start planning in 3 simple steps
Choose Your Calculator
Select from our suite of tools based on your financial goal — retirement planning, loan optimization, or PPF projections
Enter Your Numbers
All calculations happen in your browser — no data is ever sent to our servers or stored anywhere
Get Instant Results
See detailed projections and insights immediately. Save your data locally as a file for future use
Financial planning that empowers you
In today's complex financial environment, having control over your long-term finances is no longer optional — it's essential. Yet most tools either oversimplify the calculations or require you to share sensitive personal data with third parties.
ArthaStambh changes that. Our calculators perform sophisticated calculations — including retirement corpus projection, inflation-adjusted goal planning, insurance needs analysis, and debt-to-asset ratio monitoring — right in your browser.
Everything is calculated locally on your device. We never ask for your name, income, or any personal information. Your financial data is yours alone — always.
Whether you're 30 and just starting to plan, or 55 and fine-tuning your retirement strategy, ArthaStambh gives you the clarity to make confident financial decisions independently.
Your privacy is absolute
ArthaStambh does not collect, store, or transmit any personal or financial data. All calculations happen entirely within your browser. Save your data as a file on your own computer and load it back anytime — we never see it.
Retirement Corpus Calculator
Calculate exactly how much corpus you need at retirement, accounting for inflation, lifestyle changes, and varying returns before and after retirement.
Investment Portfolio Tracker
Track your current investments across mutual funds, equities, FDs, gold, real estate, and more — with percentage distribution at a glance.
Financial Goals Planner
Plan for specific life goals — education, weddings, holidays, property — with inflation-adjusted future value calculations.
Insurance Needs Analysis
Determine the right life insurance cover for each partner based on your actual financial situation, not generic rules of thumb.
Visual Corpus Analysis Chart
See your corpus created vs. required over time, alongside projected monthly expenses — all in one interactive chart.
Choose the right tool for your goals
Comprehensive financial planning tools built specifically for Indian investors — all completely free, no registration required
Personal Finance Calculator
Plan your complete financial future — retirement corpus, investment tracking, insurance needs, and goal-based planning all in one comprehensive tool
- ✓ Retirement corpus planning
- ✓ Investment portfolio tracking
- ✓ Life insurance analysis
- ✓ Financial goals planner
Loan Calculator
Save thousands in interest — optimize your loan strategy with detailed amortization schedules, prepayment planning, and support for loans up to 30 years
- ✓ All loan types supported
- ✓ Variable interest rates
- ✓ Prepayment scenarios
- ✓ Up to 30-year tenure
PPF Calculator
Maximize your PPF returns — track deposits, calculate interest accurately, plan withdrawals, and project your balance throughout the full PPF tenure
- ✓ Accurate interest calculation
- ✓ Loan eligibility tracking
- ✓ Withdrawal planning
- ✓ Full tenure projections
Need quick calculations?
Explore 17+ Free Quick Calculators →From Planning to Prosperity
For years, we helped thousands of Indians navigate their financial journeys as MoneyAadhaar. As we evolved, we realized that personal finance isn't just about numbers; it's about being the Stambh (Pillar) for your family.
Today, as ArthaStambh, we provide the mathematical foundation you need to build your dreams. Whether you are calculating the corpus for your child's education, planning a peaceful retirement through an SWP, or simply checking your PPF growth, we bring you tools that are:
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Grounded: No jargon, just clear calculations.
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Transparent: Built for the Indian middle-class context.
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Reliable: Helping you make decisions today that your future self will thank you for.
You handle the hard work of earning; let us handle the hard work of the math.
Everything you need to plan smart
Built on deep knowledge of Indian financial needs — complex calculations made simple and accessible to everyone.
Loan Analyser
Analyse home, car, and personal loans completely. Supports annual, quarterly, and monthly reducing balance methods with full amortisation schedules.
Personal Finance Calculator
Our flagship tool — a comprehensive retirement and financial planning calculator that considers your complete financial picture, not just savings and returns.
PPF Calculator
Track your Public Provident Fund with accurate interest calculations, loan eligibility, and withdrawal planning throughout the complete PPF tenure.
Quick Calculators
A suite of 17+ free calculators — Double Your Money, SIP maturity, FD maturity, Gratuity, Loan EMI, Retirement Planning, and many more.
Goal-Based Planning
Work backwards from your goals — education, wedding, property, travel — to determine exactly how much to save today to meet them tomorrow.
Insurance Calculator
Determine the optimal insurance cover for each earning member based on actual income, expenses, liabilities, and dependants.
Your privacy is our founding principle
Financial planning requires you to think about sensitive numbers — your income, savings, debts, and retirement goals. This information should never leave your hands.
ArthaStambh was built from the ground up on a simple promise: we will never collect, store, or see your personal data.